The Foundations for People Development (FPD) is a voluntary consortium of non-government organizations working together for greater effectiveness and synergy towards genuine people development, with emphasis on savings mobilization, values formation, entrepreneurial development, and business networking. The Foundations for People Development (FPD) was registered with the Philippine Securities and Exchange Commission (SEC) on December 7, 1993. Message from the Chairman & the President Revitalized, Responsive, and Rooted on Values 2007 marked a milestone for the Foundations for People Development (FPD) as we revitalized our operations. We started the year with a set of newly elected officers and reorganized consortium members. We also refined our strategic direction and crystallized our priorities. Guided by a road map and a scorecard that we crafted, we identified opportunities to enhance synergy and integration. As part of this renewal, we clearly defined who we are: an integrator that advocates business growth with social equity in our mission to promote people development through skills building, work ethics and values formation. We help build community-based enterprises mainly anchored on farming, fishing and agro-industrial businesses. We empower micro and small farm enterprises via integrated programs and services. We also instill the Christian values of love for family, community, and country through our programs. Last year, we carefully reviewed our past efforts as we leveraged on successful experiences and relationships. We have identified specific models focusing on empowerment and partnership with farmers, business firms, government units, academe, community organizations, and donors. Our existing projects show that we performed encouragingly well in the following initiatives: organizing cooperatives, setting up cooperative stores (“Koop Marts”), establish a packaging center, develop alternative market outlets for farmers’ products, and enhance agriculture education via the entrepreneurship and agribusiness approach. These projects show positive results: increased incomes, improved productivity, enhanced community participation, and improved governance. We have also designed new project models, as we benchmarked on best practices in farm-based enterprises locally and abroad. We are pleased to announce that several of these new initiatives are now ready to be launched. We will immediately start operations to adopt the joint venture enterprise model, initially, with selected lettuce farmers and coffee growers. In addition, we will showcase several “techno-demo” farm models, such as in poultry raising, coffee growing, and vegetable farming, together with farmer co-operators. We will, therefore, work more vigorously to replicate successful initiatives and start new projects. Wewill pursue avenues to boost our integrated support to countryside enterprises, especially in the areas of marketing and microfinance. Moving forward, we are confident of delivering more to our stakeholders. We will achieve our objectives with the strong support of our development partners and private volunteers. Dr. Jesus P. Estanislao Dr. Raul C. Hernandez Chairman, Foundations for People Development (FPD) President, Foundations for People Development (FPD) Organization The Foundations for People Development (FPD) was formed in 1993 by a group of development professionals from the private sector, academe, and non-government organizations who felt the compelling need to join forces to combat poverty in the countryside. The group’s pioneering commitments gave birth to Foundations for People Development (FPD). Foundations for People Development (FPD)’s contribution to countryside development has always been its unique model of agriculture education and cooperative enterprises for farm families that is values-based and practicum-oriented. In late 2006, Foundations for People Development (FPD) re-organized more community-based enterprises. Current members of the Foundations for People Development (FPD) consortium are composed of these NGOs: • ASCEND Foundation; • Bais Family Farm Association; • CRC Credit Cooperative; • Daguiao Foundation; • Institute for Solidarity in Asia; • JEB Foundation; • Pampamilyang Paaralan Pang-agrikultura Inc. (PPAI); • Parents for Education Foundation Inc. (PAREF); • PAREF Southridge Employees Multi-purpose Cooperative; • Rural Livelihood Productivity Center (RLPC); • Sri Visayan Foundation; • Total Reforestation for Economic and Ecological Sustainability (TREES) Consortium; and • University Center Foundation. Vision By 2020, Foundations for People Development (FPD) shall be a nationwide network of enterprise development institutions serving as entrepots for community cooperativeness and grassroots agents for nation building. Mission To help people help and develop themselves so they can also assist others in their community. Core Values •Observance of God’s presence in our life, work, and relationships; •Personal discipline and instilling the savings habit; •Family solidarity and adherence to traditional values; •Entrepreneurial development and promotion of culture of excellence; •Cooperative spirit, networking, and market competitiveness; •Continuing education for genuine, sustained progress. Development Strategy Foundations for People Development (FPD) Road Map In pursuit of its vision and mission, Foundations for People Development (FPD) developed a road map to better clarify and communicate its direction and priorities. Apart from providing focus for its long-term objectives, the road map helps Foundations for People Development (FPD) align and create synergy in planning and executing its programs and activities. The road map focuses on four key strategic themes: finance, constituencies, internal process, and further growth and development. For each of these themes, Foundations for People Development (FPD) has defined the priority strategic objectives it will undertake. Finance. Foundations for People Development (FPD) will give priority to strengthening linkages with local Institutions, especially with local government units (LGUs) and the cooperative movement. Twinning arrangements will promote the pooling of funds for local resource mobilization. Constituencies. Foundations for People Development (FPD) will reach out to serve more local communities. Priority will be given to individuals and institutions that promote the cooperative movement. Foundations for People Development (FPD) will also foster stronger linkages with schools and cooperatives. Internal Process. Foundations for People Development (FPD) will constantly improve its existing models for cooperatives by working together and growing together, and growing with social equity. It will secure the long-term viability of its enterprise development schools. Further Growth and Development. Foundations for People Development (FPD) will ensure that it institutionalizes best practices from its experimental initiatives so it could offer packages to communities willing to establish cooperatives. Workers in a Toll Packing Center Foundations for People Development (FPD) Road Map The road map will guide Foundations for People Development (FPD), together with its development partners and other stakeholders, in crafting a balanced scorecard. Moves have already been started to design the balanced scorecard, a performance management tool for translating broad objectives into more specific, measurable, realistic, and time-bound targets and outputs cascading across various business units, projects, and stakeholders. Foundations for People Development FPD will revisit the road map every year to ensure its actions are consistent with its charter. Integrated Programs Core Services: The Foundations for People Development FPD Integrated Program The rationale behind Foundations for People Development FPD’s core services is the Foundations for People Development FPD Integrated Program made up of closely inter-related portfolio of projects that benefit the underprivileged. At the core of this program are the Foundations for People Development FPD enterprise development schools. Foundations for People Development FPD takes the lead in organizing enterprise development schools in the countryside so it could help improve the lives of small farmers and their families. Foundations for People Development FPD puts a premium on learning and growth by setting up enterprise development schools in the secondary, post-secondary, and tertiary education levels. These enterprise development schools benefit from Foundations for People Development FPD’s support initiatives in the form of microfinance initiatives, livelihood projects, enterprise development programs, small packaging centers, cooperative marketing enterprises, market linkages, and project management. They complete the loop of supply-value chain in agro-industrial enterprises. Specific projects that will be set up, either separately or in combination with another, eventually support the enterprise development schools. Thus, Foundations for People Development FPD’s unique contribution is ensuring that the overall system (i.e., the Integrated Program) is affordable and financially sustainable. Foundations for People Development FPD connects various components of the system and ensures the alignment of professional, technical, economic, and financial discipline within the system. Integrated Programs The main features of the Foundations for People Development FPD Integrated Program are as follows: a) Enterprise Development Schools: Agriculture Education with Focus on Entrepreneurship, Agribusiness, and Cooperatives Foundations for People Development helps existing Family Farm Schools by training teachers on the dual technology system. This formal education emphasizes the farm experiential learning by combining classroom teaching with actual work in a farm, store or factory. Foundations for People Development FPD assists in embedding agricultural education with entrepreneurship, agribusiness management and cooperative formation. Foundations for People Development FPD also helps in establishing other creative variations of the Family Farm School system, but sticks to its core program of values formation, continuing education, skills training, and entrepreneurial development. As part of a ladderized system of education, graduates of the Family Farm Schools can eventually pursue a post-secondary program of agricultural entrepreneurship in the Farm Business School. Foundations for People Development FPD is now in the process of setting up this school. b) Microfinance Foundations for People Development FPD trains people in savings mobilization and in setting up microfinance systems to start community-based enterprises. It also helps secure donor funds and venture capital for the financing needs of farm-based livelihood projects. Foundations for People Development FPD also initiates joint ventures with farmers and private entities such as landowners and corporations to support community-based enterprises. c) Cooperatives Training Foundations for People Development FPD assists farmers, associations, schools, and various institutions in forming cooperatives. It provides training in cooperativism or ”corporative” (e.g., Mondragon’s Corporation Cooperativa of Spain and the National Agricultural Cooperative Federation of Korea) and in putting up cooperative enterprises, such as cooperative stores. These cooperative enterprises provide added income to target beneficiaries, apart from empowering them by actively participating in the development of their community. d) Marketing Support and Business Networking Foundations for People Development FPD helps farmers, fisherfolk, and local producers tie up with actual and potential buyers. It provides marketing advice and support to local groups. In addition, Foundations for People Development FPD taps the support of strategic partners in putting up community-based market infrastructures, such as marketing centers, product packaging centers, and input supply outlets, wherever these are most needed. For the development of family farm businesses, FPD Foundations for People Development offers access to its wide network of cooperatives, private corporations, government agencies, and academic institutions. e) Project Management Foundations for People Development FPD’s pool of development professionals help build the capacities of local government units and community enterprises in many areas. These include strategic planning, project proposal preparation, project management, monitoring and evaluation. Learning approaches take the form of training, knowledge sharing, coaching, mentoring, and motivating farm/rural/urban micro-small entrepreneurs and local groups. Integrated Programs Projects and Commitments Foundations for People Development FPD’s Family Economic Enterprise Development (FEED) Schools Foundations for People Development FPD created FEED Schools to help local institutions establish income-generating farm and rural enterprises supervised by nearby family farm or rural development schools. Foundations for People Development FPD trains FEED school teachers on the dual technology system in agriculture education and agribusiness entrepreneurship. Students spend continuous learning via alternating cycles of classroom teaching and actual practicum work in a community enterprise. The student’s workplace may be a farm, a factory, a store, or a business office. In 2007, Foundations for People Development FPD entered into a Memorandum of Agreement (MOA) with Senator Edgardo J. Angara, Congressman Juan Edgardo Angara, Aurora Governor Bella Angara Castillo, and local officials of the Aurora province for the establishment of the Canili Family Rural Development School in barrio Canili in the town of Maria Aurora, Aurora. Foundations for People Development FPD provides training to teachers in values formation, farm entrepreneurship, and cooperative formation. Another development partner, the Aurora State College of Technology (ASCOT), helps train teachers in sustainable resource management. The school offers secondary curriculum adopting the dual training system of family farm schools. As such, the curricula include practicum work in farm or agro-industrial enterprises nearby, work ethics, values formation, and introduction to cooperatives, with parents’ participation. Students and their family members engage in viable livelihood projects as part of the curriculum. Micro-enterprises may include poultry and livestock raising, vegetable farming, and food processing. Students and their families benefit from the extra food on their table and household incomes. The initial batch of first-year high school students had begun its studies at the Canili Family Rural Development School last year. New batch of students will be added each year. The Canili Family Rural Development School will eventually lead to the establishment of Foundations for People Development Foundations for People Development FPD’s FEED School. Due to the expected economic and social impact of the FEED School, Foundations for People Development FPD will vigorously tap other opportunities to undertake this project nationwide. Projects and Commitments Technical Assistance for the Provincial Government of Bulacan on Various Enterprise Development Projects In 2007, Foundations for People Development FPD signed a Memorandum of Agreement with the Provincial Government of Bulacan whereby Foundations for People Development FPD will assist the province in carrying out a set of enterprise development projects over the period 2007-2010. These projects are in line with the goal of Bulacan to build a strong middle class by creating more job opportunities and increasing the incomes of its constituents. Bulacan has thus embarked on programs for developing micro/livelihood businesses and small and medium-enterprises (SMEs) throughout the province. As part of the MOA, Foundations for People Development FPD’s services have been tapped to enhance the capability of four provincial offices: the Provincial Agriculture Office (PAO), Provincial Cooperative Enterprise Development Office (PCEDO), Provincial Planning Development Office (PPDO), and Provincial Youth, Sports, Education and Arts & Culture Office (PYSEACO). Foundations for People Development FPD will facilitate in the orientation, organization, setting up, management, and development of the following projects for the provincial government: a) Cooperative Marketing Enterprise (CME)- Bayanihan Equity Action Marketing (BEAM); b) Savings Associations; c) Cooperative Marts; d) Satellite Toll Packing Centers; e) Community Micro Finance; f) Family Rural/Urban Development Schools; g) North Food Exchange Project; and h) Life IN and Life AFTER PGB. For each of these projects, Foundations for People Development FPD will deliver specific forms of technical assistance such as knowledge transfer and technology, mentoring, coaching, motivating, and advisory assistance for sustainability of projects. Concrete projects are now successfully operating and benefitting Bulacan families, while initial mobilization has also started for other projects. Bulacan Packaging Service and Toll Packing Center “Tatak Bulacan” is the inspirational theme of the current Packaging Service and Toll Packing Center in Malolos, Bulacan. The Provincial Government has successfully put up this project through Foundations for People Development FPD’s assistance, and with the support of the Department of Trade and Industry (DTI) and the Department of Science and Technology (DOST). This product packaging service accelerates the marketing of current and potential products in Bulacan, promotes Bulacan products in local and international trade fairs, and boosts income-generating livelihood for families. Technical Assistance for the Provincial Government of Bulacan on Various Enterprise Development Projects North Food Exchange The North Food Exchange (NFE), a joint undertaking of the Provincial Government of Bulacan, private investors, and cooperative associations is considered the biggest and most complex among the projects of Foundations for People Development FPD in Bulacan. The North Food Exchange is an economic enterprise system that will function as a large, agro-industrial and marketing complex and feature a food terminal, product assembly and packaging centers, product processing centers, and cold chain facilities. It will also include support infrastructure such as connecting roads and highway interchange systems, wastewater treatment, and power facilities. The project aims to boost farm production, increase farmers’ incomes, and improve the food marketing and distribution systems in the northern provinces and Metro Manila. The main strategy adopted is to directly engage and link up a network of farmer cooperatives and key market players from the private sector as buyers, assemblers, processors, and sellers of farm-based products. The pre-feasibility studies for the North Food Exchange have already been completed. The technical development and master plans, as well as the business plan of the project, are being updated, while land has been committed. Foundations for People Development FPD’s services have been tapped in technical and management studies, as well as in mobilizing the network of cooperatives that will engage in direct buying and selling of commodities from members. North Food Exchange (Provincial Government of Bulacan Economic System) Foundations for People Development FPD’s Cooperative and Community Marketing Enterprise (CME) The Cooperative Marketing Enterprise (CME) Project of FPD assists cooperatives, micro and small entrepreneurs, and farmer-fisherfolk/rural associations in putting up cooperative stores (Koop Marts) as market outlets for farm-based products. FPD trains in setting up and guiding and monitoring the performance of CME Koop Marts. It also develops market linkages between CME Koop Marts and producers, such as those within the network of Family Farm and Rural/ Urban Development Schools. CME Koop Marts operate as subsidiaries of FPD. A CME Koop Mart serves as an intelligent buyer and seller for the cooperative movement. Apart from farm-based products, the Koop Mart also sells household commodities and novelty items. Koop members get cash rewards/patronage income for their accumulated purchases after a given period. FPD helped establish the Bulacan Koop Mart Project in Malolos, Bulacan. The Koop Mart was put up in partnership with employees and families of the Provincial Government of Bulacan. Processed food products sourced from Bulacan and other provinces are sold in the Koop Mart. This project generates additional revenues for Bulacan. Another successful CME Koop Mart Project is the PAREF Southridge Employees Multi-purpose Cooperative. FPD helped organize a cooperative and set up a Koop Mart among school faculty and staff. The Koop Mart supplies household commodities for members. In addition, farm products sourced from the FPD network of farm associations are sold at the Koop Mart. For example, special organic coffee produced by the Bais Family Farm Association in Bais City, Negros Oriental is made available at the Southridge CME Koop Mart. With the success of CME Koop Marts, FPD is actively promoting the replication of these community-based cooperative stores in other areas of the country. FPD’s Community Fund (CF) In line with its poverty reduction objectives, FPD has designed the Community Fund (CF) Project to help the rural and urban poor transform into productive entrepreneurs. The CF strategy provides integrated assistance in starting up micro or small enterprises that are potentially viable and sustainable. Assistance comes in the form of the following: opportunity citing, business training, seed capital, access to market and technology, and mentoring. Training will increase the skills, knowledge, and motivation of the target poverty group in selecting, creating, and operating micro or small enterprises. Under the CF Project, FPD will provide a training program to enable the target group to: a) Choose the best business to start given their skills and local markets; b) Learn the basics of business management, which cover marketing, production, quality and productivity, and finance; and c) Manage people and group dynamics, including leadership and group decision making. Seed capital will be given to target groups in the form of a loan. The loan will bear an interest that approximates market and competitive rates that could eventually bring the target groups to mainstream bank financing. Loans will be granted only after the target groups have fully completed the training program. The target groups will also be trained in setting up an initial savings program, which will serve as their equity contribution. FPD’s Community Fund (CF) Access to market will be improved by FPD. The FPD’s base market is the needs of the FPD network and their communities. FPD will undertake initiatives to improve the capabilities of the farm families to supply the local and export markets. Access to technology will be enhanced. This will be undertaken by networking FPD CME-linked entrepreneurs with experts and specialists from the public and private sectors. Mentoring will be provided to target groups for a more individualized approach to building skills and knowledge. This will help tailor-fit the training to workplace requirements and situation needs of target individuals. Through the CF Project, FPD will help budding entrepreneurs gain confidence, overcome the typical challenges of a new venture, and understand local market opportunitiesto become self-reliant and grow the business enterprise. Models or pilot projects will be set up as demonstration work areas and training sites for target groups. Models or pilot projects will be set up as demonstration work areas and training sites for target groups. Projects and Commitments FPD’s Livelihood And Productivity Centers (LPC) FPD’s Livelihood and Productivity Centers (LPC) Project will serve as a multi-functional service center that features techno-demo farms, farmers marketing centers, and farm input supply networks. the project will be put up in rural and strategic areas where market and technology infrastructure support facilities are badly needed. LPCs may be established, either as stand-alone projects that operate separately from other farm-related projects, or attached to existing projects such as the Family Farm and Family Rural/Urban Development Schools in various provinces. LPCs may also serve as component parts of the upcoming FPD-initiated Family Economic Enterprise Development (FEED) Schools. The Techno-Demo Farms of LPCs serve as farmers’ field schools where farmers can observe and learn improved farming methods and technologies. This will facilitate technology transfer and replication of farm techniques to other areas. Several existing Farmers Marketing Centers (“Bagsakan”) will be considered part of the LPC Project where farmers can bring in their produce. In addition, FPD will explore the viability of establishing its own Farmer Marketing Center that will also serve as product assembly and packaging area for specific agricultural commodities. To be provided are common marketing service facilities such as a stock yard, storage, sorting, grading, and packaging of agricultural products. An Input Coop-Supply Store will also be an important component of the LPC Project. This will provide crop and livestock farmers with a more reliable and relatively cheaper source for their production inputs, such as fertilizers, feeds, and other farm inputs. The LPC Project will thus function as a convenient, one-stop shop for farmers, given its multiple service features. LPCs may be owned and operated by FPD, either solely, or in partnership with strategic entities such as landowners, cooperatives, farmer/rural associations, LGUs, and private corporations. Projects and Commitments Life Series and Subscription Farming Project FPD is launching the LIFE (Livelihood Initiative for Family Enterprises) Series Project, joint venture livelihood enterprises between FPD and farmer cooperators. The project aims to help small farmers earn more decent incomes by providing them with an integrated package of support. FPD will provide the management, technical, financial, and marketing support to farmers. Financial support from FPD will be in the form of farm inputs equipment and other farm logistics, as well as seed or working capital, if necessary. For their part, the farmers will provide the land (their farm) and labor. Farmers must also be willing to share farming experiences with other farmers, and open their farm to FPD family groups and visitors as LIFE Demonstration Farm. Farmers who will join this venture will form part of a system known as Community-Supported Agriculture (CSA). The CSA concept originated in Japan in the 1960s as consumers interested in safe food and farmers seeking stable markets for their crops entered into an economic partnership. The heart of the CSA system is the shared commitment to building a more local and equitable agricultural system. It allows farmers to focus on land stewardship and still maintain productive and profitable family farm enterprises. Although CSA can take many forms, it basically operates by subscription system. This means consumers subscribe by committing to buy a certain quantity of products, say at a given week, month, or year. It is for this reason CSA is also known as “subscription farming.” Under the LIFE Series Project, FPD will use its Cooperative Marketing Enterprise (CME) projects for the marketing and logistical requirements of production. As project startup, lettuce produced by the Dagatan Family Farm School and coffee produced by the Bais Family Farm Association will be marketed under the CSA or subscription farming system. This approach will also be established in the Canili Family Rural Development School. A variation to the CSA is the Corporate-Supported Agriculture which FPD will also adopt. Companies will be asked to subscribe to a certain amount of order on a regular basis. They could sell the farm products to their employees or to their regular chain of buyers. Companies may consider subscription farming as part of their corporate social responsibility advocacy. Life Series and Subscription Farming Project FPD will set up LIFE Demo Farms in strategic areas where it operates. As a start, FPD will establish LIFE Demo Farms in these areas with identified farmers: a) Coffee for LIFE in Barangay Sab-Ahan, Bais City, in the province of Oriental Negros: This is in partnership with the Bais Family Farm Association. A two-hectare farm will be developed as a techno demo farm for coffee farming. Nestle will provide technical support. b) Pigs for LIFE and Chickens for LIFE in Barangay Lomboy, Tanjay City, Oriental Negros: This is in partnership with landowner Encarnacion Gayo. This will serve as a techno-demo farm for pig farming, making use of natural feeds, no-smell, no-wash technology and native free range chicken for broiler and egg production. c) Lettuce for LIFE and Cows for LIFE in Barangay Sto Nino, Lipa City, province of Batangas: This is in partnership with farmowner Gloria N. Hernandez of the Rosario House International. This will serve as a techno-demo farm for lettuce and organic fertilizer production, as well as cow dairy and cattle fattening. d) Abaca for LIFE in Barangay Sab-Ahan, Bais City, Oriental Negros: This is in partnership with Bais Family Farm School. This will serve as a techno-demo farm for abaca farming to produce fibers for handicrafts and barong making. The Provincial Office of the Fiber Industry Development Authority in Negros Oriental is providing technical assistance. In launching these projects, FPD will create a network of farmers to be named as FARMS (Farm Associates for Resource Management Systems) Network. They will have their own showcase farm projects where visitors can learn better farming methods for replication. Farmers may also serve as consultants to other farm project implementors. Projects and Commitments FPD’s TREES Consortium Program FPD established TREES, or Total Reforestation for Economic and Ecological Sustainability, in 1998 to promote forest sustainability, bio-diversity, and ecological protection that will lead to poverty alleviation and economic development in upland areas. In line with its objectives, TREES has successfully organized three separate important events: the National Tree Farmers Congresses in Mindanao involving key stakeholders from the government, private sector, NGOS, academe, and other concerned institutions. During these conferences, specific policy- and project-related issues and recommendations such as forest protection, forest rehabilitation, tree farming, and community-based approaches to forest management were discussed. FPD is continuing efforts to sustain the development and interest among various stakeholders in TREES. One important project of FPD is providing assistance to coffee farmers in Bais City and Tanjay City in Negros Oriental for livelihood promotion and forest management. FPD’s HELP² Bank Project In response to the gap in delivery of social services especially to farm families, FPD has launched the HELP² (HELP squared) Bank Project. The first level of FPD assistance under HELP ( 1st HELP) involves the provision of Housing, Employment, and Livelihood Program to target poverty groups. The second level ( 2nd HELP) refers to Health, Education, Leisure Program. The rationale behind the simultaneous delivery of these bundle of services, to the extent possible, is the need for a holistic approach to improving the quality of life of farm and urban families. FPD has begun to identify areas where HELP² assistance is mostly needed. FPD will also offer assistance to farm cooperatives as they continually develop their fund resources so they can engage in other ventures, such as health and wellness programs, leisure programs, and other activities that improve well-being. Serve Project SERVE (Sharing Experiences of Retired and Volunteer Executives) is a project in which FPD invites, encourages volunteers and professionals to participate in FPD’s programs and projects. SERVE will be composed mostly of retired and active executives who volunteer their time and share their experiences to mentor and coach people involved with development projects. SERVE is also open to executives who are still active in business, but willing to devote part of their time to help poor communities run livelihood projects, savings mobilization, entrepreneurial and managerial development, and related FPD activities. Opportunities Apart from its current projects and commitments, FPD has identified numerous project opportunities for future undertaking. Initial studies and preparatory work have been done to pursue initiatives with these specific entities: •e-Veritas Trading in Smokey Mountain & TREES Consortium Program •Philex Padcal Project •Zambales Chromite Mining •Aspiras Family Partnership •Family Farm School Associations •EIPC-EBESE (Ecop Institute for Productivity and Competitiveness-EIPC Big Enterprise -Small Enterprise) •La Union Cooperative Bank •Metro South Cooperative Bank Buyers' Zen | best free classified ads website People of FPD Dr. Jesus P. Estanislao Founding Chairman Former Finance Secretary, Former President of Development Bank of the Philippines Dr. Raul C. Hernandez President Former President, San Miguel Packaging Corporation Dr. Jose Rene Gayo Vice President Former Dean, University of Asia and the Pacific Former President, PAREF Southridge Mr. Dominador S. Tupas Treasurer Champion in Cooperative and Organization